The plan design for Retiree, spouse and Surviving Spouse health insurance being proposed to the 2010 Annual Conference is a change from the one described in the 2009 Imagine Indiana Design Plan Appendix. The 2010 anticipated receipt level from the Conference Tithe has caused CFA to make significant changes in the amount of funding available for Conference ministries (See budget story).

The new Indiana Conference will make a significant change in the way it provides for health insurance for its retirees, retiree spouses and surviving spouses beginning Jan. 1.

Prior to 2010, both former conferences provided a health insurance program, selected by each conference for its retirees. In addition to selecting the program and coverage, both conferences provided some subsidy for many of its retirees and surviving spouses who chose to remain in the conferences' selected health programs.

Beginning in 2010, Indiana Conference retirees, spouses and surviving spouses, over the age of 65, will purchase a Medicare Supplement program of their own choosing. The Conference Board of Pension and Insurance will provide information to retirees and surviving spouses that will assist them in that selection. A participant may choose any program that will meet their unique needs, whether recommended by the conference or other advisor.

The new Conference will provide funding to retirees, spouses, surviving spouses for the purchase of health insurance as follows:

  • Retirees and spouses enrolled in one of the current North Indiana or South Indiana Conference health programs, who also are over the age of 65, will each receive a monthly cash amount of up to $150, which may be used to help fund the purchase of health insurance. The cash amount received is based upon $5-per-year-of-service up to a maximum of $150. The 2010 estimated cost of a Medicare Supplement F and Medicare Part D is $250/month. Five dollars ($5) is equivalent to a 2 percent subsidy; $150 is equivalent to a 60 percent subsidy. A year of service is defined as a year of service with pension credit in the Indiana or predecessor Conferences as determined by the General Board of Pension and Health Benefits.
  • Surviving spouses over the age of 65 will receive $250 monthly towards the purchase of their health insurance.

To be eligible for the subsidy the clergy/conference lay employee/spouse must be in the Indiana Conference health plan at the time of retirement or death of the clergy/lay employee.

The methodology of how this monthly amount will be received by the retiree or surviving spouse has not yet been determined. The Indiana Conference Board of Pensions is considering either a monthly direct deposit into the participant's personal checking account or using the Board of Pension's direct deposit process.

Retirees, spouses and surviving spouses under the age of 65 may remain on the active health plan and must pay to the Indiana Conference their actual health premium in an amount and method determined by the Conference Board of Pension and Insurance.

Surviving spouse/dependents under the age of 65 will receive 12 months of health insurance at no cost during the 12 months immediately subsequent to the death of her/his clergy spouse.

To be eligible for the subsidy the clergy/conference lay employee/spouse must be in the Indiana Conference health plan at the time of retirement or death of the clergy/lay employee.

This new plan will be discussed further at the Indiana Annual Conference Pre-Conference Briefings and at the Annual Conference session in Muncie.

Brent Williams serves as treasurer of the former North Indiana Conference and Director of Administrative Services in the new Indiana Conference.