Benefits


                                   


 


HSA Limit Changes

The Tax Cuts and Jobs Act (“Act”), passed by Congress with a January 1, 2018 effective date, changed the calculation for 2018 health savings account (“HSA”) limits. The IRS has issued new guidance, which includes a reduction in allowable HSA contributions for families—from $6,900 to $6,850. (The limit for employees with self-only coverage is unchanged at $3,450.)

Several large employer groups plan to ask the IRS for relief, since employee elections were made according to the previous IRS guidance. Wespath will monitor the situation until late summer. If the IRS has not responded, HealthFlex will modify participant contribution amounts to avoid excess contributions. (The HealthFlex plan document does not permit contributions in excess of the limit.) Since most participants elect to have their contributions made in equal amounts throughout the year, adjustments can generally be delayed until late in the year.

 

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HEALTHFLEX WebMD 

Wespath has implemented an enhancement to the single sign on (SSO) from WebMD to Blue Cross Blue Shield today. It now uses a more modern technology, which should bolster security (not that it was lacking before). Because the SSO will point to a new “website” (that looks the same as the old one), participants will need to re-register and accept new terms and conditions.  Information needed to register includes: Name, Birthdate, and Identification number (not including “GBH”) and the Group Number from their medical ID card. 

 

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For 2018, Indiana Conference offers three health plan options.  

If you are happy with your current benefit elections, you do not have to make any changes, it will default to what you currently have.  This is the only time you have to make changes to your elections outside the special enrollment periods where you experience a qualifying life event. 

IMPORTANT NEWS-

  • All contributions to FSA, HRA or HSA will not automatically roll-over, you will need to make your elections for the amount of money you would like to contribute to a reimbursement account through your Healthflex WebMD  during the election period.  (compare accounts here)
  • All current HealthFlex participants will receive their open enrollment brochure from Wespath Benefits and Investments during the month of October.
  • HealthFlex offers you more plan choices—and provides supports to guide you through the decision-making process. Take advantage of these resources to select the HealthFlex options that best fit your needs. (resource)

HealthFlex Notice of Privacy Practices

Wespath Benefits and Investments

  • All participants should log onto their HealthFlex WebMd to view their health benefit elections.  

Benefit Plan Options &  Wellness Incentives

2018 Lincoln Life Supplemental Rates

WebMD Health Coaching 

IU Health Letter (Discount for those insured as an Active Participant under the Conference Health Plan)

Indiana Conference Board Recommends Change to Retiree Medical Subsidy


 

Retiree Housing Resolution approved for 2015

Clergy Retirement Security Program 2014 Video

Contribution Election Form

2017 Schedule of Death Benefits