2017 Annual Election Period
Please note the dates for this year’s Annual Election (AE):
- Begins Wednesday, November 2nd at 12:01 a.m., Eastern time
- Ends Thursday, November 17th at 11:59 p.m., Eastern time
Elections and enrollments made during this period will be effective for the 2017 Benefit Plan Year (January 1-December 31, 2017). During Annual Elections, participants have the opportunity to:
- Make flexible spending account (FSA) elections, elections for health reimbursement account (HRA) and health savings account (HSA) contributions,
- Select a health plan,
- Add or drop a dependent from HealthFlex plan coverage; and
HealthFlex and OneExchange Enrollment/Change Forms is due on or before November 18th. You will complete the HealthFlex Enrollment/Change form to add/drop dependents or enroll/terminate with HealthFlex.
Outside of the Annual Election period, changes to elections or enrollments can only be made due to a qualifying life event, including marriage, divorce, birth/adoption, death of a spouse/dependent, or loss of a spouse’s or eligible dependent’s health coverage.
The AE materials will be mailed to you this month:
- Annual Election Brochure—HDHP version
- New Updates to Services for 2017 - Starts January 1st
Updates to Your HealthFlex Benefits—
Starting January 1, 2017
• New MDLIVE* telemedicine services—Talk with a consulting physician 24/7, either through videoconferencing or by phone, when you can’t get to your own provider but need a professional medical opinion and treatment or prescription quickly. Great for non-emergent acute conditions like cold/flu, skin concerns, sore throats and more.
• Obtain maintenance medications through Walgreens or Home Delivery. For your convenience, you may fill 90-day maintenance prescriptions at a local Walgreens pharmacy or through the OptumRx Home Delivery (mail-order) service. Participant cost share and cost to HealthFlex will be the same under either option.
• Behavioral health benefits changes. Behavioral health benefits will have the same in-network and out-of-network co-payments and/or deductible and co-insurance as your medical plan benefits. However, behavioral health outpatient office visits with an out-of-network provider will be covered at in-network levels up to a “reasonable and customary” amount. (See benefits booklets for details.)
• OptumRx Formulary Changes—Some Medications Not Covered. Certain medications with no clear clinical advantage will no longer be covered if a comparable alternative is available, as part of the HealthFlex and OptumRx commitment to keeping costs lower. OptumRx will contact impacted participants directly beginning in November about medications no longer covered.
• Nurseline* through your medical carrier. When you aren’t sure if you need to contact a physician, you can call the nurseline number on your 2017 medical ID card 24/7 with questions about symptoms, an injury or general health questions.
• Virgin Pulse rewards changes. Watch for upcoming communications on Virgin Pulse’s streamlined approach to earning incentives in 2017. *MDLIVE telemedicine and nurseline services do not replace the expertise of your personal physician or other primary care provider (PCP). Consult your PCP for more comprehensive diagnostics and guidance.